Welcome to Our Financing Department
Hassle-Free Auto Financing near Tipp City, Piqua, Covington, West Milton and Dayton OH
You finally found your perfect car, truck or SUV and you can't wait to take it out on the road. All that's left is figuring out financing, and the experts at Joe Johnson Chevrolet are here to help. We have close contact with numerous local banks and lenders, which gives us a variety of choices when it comes to securing the payment solution that works best with your budget. Not sure where to start? Give us a call. We'll work with you to ensure you understand all your options, so you can make confident decisions.
Loan or Lease - Which is Right for You?
Whether you should finance, or lease depends on a few factors. A lease carries a lower monthly payment and is under warranty for the duration of the term. And, at the end of the term, you can upgrade to a new model; so, it's a great option if you like always having access to the latest automotive technologies and features. However, it's important to consider that a lease has mileage limits. And, because you won't own the car, you aren't able to make major modifications. With a loan, payments are a little higher, but the car is yours; so, you're paying into equity and can make changes to your heart's content.
Save Time by Getting Pre-Approved for Financing
Time is valuable, and no one likes spending it just waiting around. We know you're busy and that's why we provide opportunities to streamline the car-buying process wherever possible. Before your visit, take some time to fill out our online credit application so you can get pre-approved before you come in. That way you can avoid a long wait in front of one of our desks and will have more time behind the wheel of your new ride.
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